Interrelated Tip About Commercial Loan Broker- Commercial Loans

Finding the right commercial loan for your business is kind of like finding the right pair of black pants to wear. How do you know what your options are? How do you differentiate between your options? How do you know that may also fit you best?

You see, we should be very thankful that we are born in this modern generation because of the existence of the Internet. With the Internet, every information (whether about Commercial Loans or any other such as commercial lender, government business loans, sba commercial real estate loans or even commercial business loan) can be found with ease on the Internet, with great articles like this.

A worse scenario would be to have your rate increase during process. Rate locks are rare in the commercial mortgage industry hence it is possible for the funding bank to call you with the bad news that your rate will be higher. In reality, as of this writing 5/8/8, it’s not that uncommon at all, as banks are constantly rethinking what they can and what they want to lend on – due to the credit crisis. And many will have the attitude of, take it or leave it. More to the point though if the margin and index are not clearly known the lender could mention any margin or index when challenge to “cover” his story.

For the first time in several years, nonetheless , we are generally seeing widespread refunds in both residential and commercial property values throughout much of the United States, with some areas of the country exhibiting more volatility than others. A severe recession will result in decreasing revenue for many businesses over an extended period of time, and it is very difficult for either lenders or borrowers to project when this downward trend will reverse.

INTERLUDE– Are you finding this article related to Commercial Loans so far helpful? I hope so because that’s the purpose of this article – to get you better educated on Commercial Loans and other related hard money lender, jackson real estate, sba commercial loan servicing center or commercial real estate loan information.

The financial capacity of the corporate requesting the commercial loan is properly evaluated therefore as to choose what plans are more appropriate for it. The financial plans are offered according to the conditions and financial status of the corporate. After thorough assessment the financial institution determines whether the commercial financing is granted or not.

Investors will should have a down payment to invest in property. At a minimum it is at least twenty percent plus adequate reserves, closing costs, title, and lender charges. Lenders do wan to finance you but feel much better when you share the risk because well as it demonstrates you have confidence in the investment.

Many folks seeking online for articles related to Commercial Loans also sought for articles about commercial loan application, commercial mortgages, watertown savings bank, and even small commercial real estate loan.

If you are looking for a commercial loan, you’ll consider the name Fuss Free Finance. Their qualified approach to handling your loan will leave you hysteria-free and relaxed.

E Cigarettes, Health and Safety – Can Electronic Cigarette Help Stop Smoking and Reduce Dangers?

The chances are, especially if you are a smoker that you will have heard of the electronic cigarette (or e cigarette) by now. However, as the popularity of the product undoubtedly increases, there still remains much confusion as to what this electronic device is and does.

The questions considered in the title, officially at least, remain largely unanswered, but we can have a look at some of the things that are known about e cigarettes and the industry that surrounds them.

The electronic cigarette has been in existence since around 2003, although it wasn’t until about 2008 that these things really started garnering some significant mainstream attention. During the next couple of years the e cig really took off, with more and more online distributors of the product appearing.

Despite its rapid rise in popularity, the electric cigarette has had far from an easy or comfortable ride, with many obstacles still to face in the future. A whole host of legal conflicts have been fought, some won, and some lost as the battle for a determining product status has ensued. What is the electronic cigarette? How can it be classified? How can it be marketed? Is it safe? Again, many of the answers to these questions remain in limbo.

Initially, many distributors were marketing the e cig as a method to quit smoking and a healthier and safer method of smoking than tobacco cigarettes. There is no ‘ignition’ with an electronic cigarette and therefore no burning and no smoke. Additionally most e cigarettes don’t contain any actual tobacco, so it is easy to see how these “safer smoking” claims originated. A smokeless, tobacco free cigarette!

Health authorities and local and national governments stepped in and disputed the claims and protested that as yet, the product had not been through enough testing to substantiate any of them, and they had a point. After all, the e cigarette still contained (in most cases) nicotine (in liquid form), which is of course highly addictive and in its raw form, actually poisonous. This was never going to be a smooth ride for distributors.

So, where does this leave the whole debate now? Do smokers have a genuine alternative to tobacco smoking on the market and is there a future for e cigarettes?

Well, in December of 2010, the Hollywood movie, “The Tourist” saw Johnny Depp sitting, opposite Angelina Jolie, on a “no smoking” train “vaping” away on an electronic cigarette. Earlier in the year, actress Katherine Heigl and David Letterman shared a well publicised e cig moment on the Late Show. Despite the many legal hurdles that still need to be negotiated, it seems the people that this could mean the most to, smokers, are making their own decisions.

I have spoken to many people and read many other stories of smokers who have turned to the electronic cigarette as an alternative to tobacco cigarettes and who believe that it has made huge differences and improvements in their lives. Some haven’t touched another traditional cigarette since they made the switch. Many e cig users also claim that this alternative smoking method is actually significantly cheaper (in the long term) than smoking tobacco cigarettes.

My dad died from a passive smoking related lung cancer, and I wonder if e cigarettes had been around and accepted 30 or 40 years ago, might it have made a difference for him? None of that dirty old, second hand smoke to breathe in. One wonders and only time will provide these answers, provided the e cig is actually given that time.

While we wait for official word on the future of electronic cigarettes, people are making their own decisions. With Hollywood also seeming to embrace the product, is it just a matter of time before e cigarettes replace the old ‘analog’ cigarettes and change the future of the tobacco industry and of smoking forever?

Easy Online Payday Loan Without Teletrak

These days, you can now obtain easy payday loans online without any Teletrak. This is because such loans do not require any credit checks that expose your credit history. Most banks and other financial institutions that offer different loan types utilize Teletrak to scan your credit history and flag any points that require further checks. However, this is absent during processing of payday loans. This is the major reason why people with bad credit histories are not exempted from these loans.

To give a little background on Teletrak; it is a financial institution that was established in 1989 with the sole aim of compiling the credit information of citizens and providing it to clients who need it for background check purposes. Banks and other loan lenders are the biggest clients of Teletrak and it is widely used across the United States. Information supplied by this service includes general credit history, bankruptcy, outstanding loan repayments and loan default among others.

Though, some payday loan companies use Teletrak for high amounts, you can always find a lender who will give you a cash advance without having to use Teletrak. Usually, having a steady job and a valid bank account with traceable transactions from your employer would be enough for them to give you a cash advance. Though, you address and some other information might be verified to ensure that you are really whom you claim to be. So, with a full time employment, valid account and traceable accommodation, you stand a good chance of getting a payday loan.

How to Apply
To apply for easy online payday loans without Teletrak, just go online and take a look at the different options available from several lenders. This will help you to get the best deal available for your needs. Fill out the application form, but be sure to read the applicable terms and conditions before submitting you application. Understand the repayment terms, interest rates and penalties for default, if any.

Be sure to fill out all the requested details correctly without any discrepancies as this can disqualify your application. Major details required would include your name, employer, bank account, residential address, phone numbers, driver’s license, social security number. If approved, you can get a direct deposit into your bank account with hours.

Speedy Approval
One great advantage with easy online payday loans apart from protection from Teletrak is the speedy approval process associated with it. Most times, you can get loans within a day and also processing takes place outside regular business hours, that is Friday evenings and weekends.

Scrubs for Vets

The universe of veterinary science has come a long way since simplistic exams and limited structures. These days, rescued animals and pets will be worked on and safeguarded against numerous ailments with the assistance of state-of-the-art facilities and equipment and under strict hygienic conditions. Vet hospitals and clinics now are well equipped to deal with emergency occurrences and the staff is now comprised of specialists in various aspects of veterinary science. There includes numerous facilities worldwide who now cater to the sensitive necessities that pertain to hygiene, at vet clinics and hospitals around the world. Unique vet uniforms and vet scrubs will be made to enhance the hygiene level needed as well as the decor of the hospital or clinic.

Vet uniform requirements now are custom made according to the unique necessities specified by the physicians. The vet smocks, scrubs, and total attire will be made with the knowledge that the physicians will be busy with their patients. The facilities not only custom-make the vet uniforms and vet scrubs, yet take the initiative to develop programs that cope with the practice’s demand. Vet scrubs now are a portion of the quality care offered toward the animals and compliment the quality of service offered. Vet scrubs are obtainable in clinic-defined themes and within colors that’re as unique and lively as their patients.

Veterinary scrubs will be made to compliment the special set of circumstances which each vet will face and are committed to match the practice which possesses several facets. The vet scrubs and uniforms will be marketed to assure employees will be identifiable and comfortable all the time. The option of scrubs, as well as the available range in the dedicated marketplace, make it probable for management to pay close attention to their staff being befitting and presentable in the attempt to develop an environment that’s welcoming and inviting to clients as well as one which puts all anxious pet owners’ minds at ease. Manufacturers of veterinary scrubs now commit to a partnership with practices.

Vet clothing will be solutions to the necessity of maintaining a safe environment for each pet entering the hospital or clinic. The clothes are obtainable for staff which monitor animals from the front entrance, to the ones within surgical rooms. Marketers and manufacturers of these types of clothing provide several choices to custom make the designs in order to enhance a practice. The field is sensitive to the instance that it’s important for a practice to showcase cleanliness and therefore, it’s marketing multiple special products for this industry, at affordable rates. All clothing components are made with the intent of making the professional explore the services and take advantage of their expertise.

How to Shop For a Woman

There’s a saying that goes, “Women are from Venus, men are from Mars;” this saying does hold true when shopping for a woman. It can get quite difficult and intimidating to buy gifts for a woman, like an anniversary present or a gift for Valentine’s Day. Many men get intimidated when shopping for women, because it’s quite difficult to know and understand what a woman really wants. There are times that even the most heartfelt and well-intentioned gifts can spark fits of the wrong emotions in a woman. Shopping for women doesn’t have to be a roller coaster of confusion; here’s a quick guide to help.

Think Like a Woman

To shop for a woman, you have to get in touch with your feminine side. Whether you’re shopping for your mother, your sister, your wife, or your girlfriend, you need to have a good idea of what she likes. Don’t go for obvious things like jewelry or flowers or teddy bears. Every woman has a unique personality, which means that what she really wants may fall under a stereotype or an idea you have of what women want.

Go for the Sale

Many women love sales. Sales are that time of the year where everything good comes cheap. The mall may be crowded during mall-wide promo sales, but the extra time and effort you spend looking for a gift is well worth the savings you get if you buy shop on a sale. Sales can be difficult to come by, and can get a bit stressful especially with a crowd of shoppers. Here are some tips to keep in mind when shopping at a sale.

* Holiday and clearance sales. The most expensive items usually have up to a 50% markdown during special sales, when stores and boutiques need to clear out inventory. Make sure that you’re not buying old stock, and that you’re getting the best value for money.

* Discounts. Shopping for women can get a bit expensive. Store owners know this, and try to offer discounts for gift items for women as much as they can. Discount goods need not be cheap; as long as the gift is of a good quality and has a reasonable price, then you can buy it.

* Follow the leader.

Duplicates and One-of-a-Kind Items

If you think that shopping for women won’t get any more difficult, think again. Some women prefer to have two or more items of the same variety, and some prefer to have a one-of-a-kind item that only they own. What makes it even more confusing is that many women have certain preferences on what items should be bought in duplicates, and what items should be one-of-a-kind. To make things easier for your shopping day, here’s a quick list of what can be duplicated, and what should be extra-special:

* Duplicates: perfumes, shoes, jewelry, make-up kits, skin care products

* One-of-a-kind items: clothes, bags, purses, watches, bracelets

Keep Up With Trends

While reading a fashion or women’s lifestyle magazine may sound unappealing and completely beneath your manhood, it’s always a good idea to do research before shopping. You don’t have to completely and thoroughly read the articles as much as you would a hotrod magazine or the latest video games; the least you could do is to look at pictures, memorize them, and look for similar items at the boutique or the department store. That way, you can keep your friend or significant other trendy and happy with the way she looks.

Shop, and Get It Over With

One of the reasons why men find it so difficult to shop for gifts is the very idea of shopping. For some men, a boutique or a store that specializes in women’s apparel and accessories is like a punishment for some unknown sin. While the place may seem a bit too feminine and fluffy for your own tastes, the only way you’re going to get a good gift for that special woman in your life is if you enter the store, have a good idea of what you’re going to buy, make shopping quick, and high-tail it out. Chances are, though, that you may enjoy the shopping experience more than you’re willing to admit to yourself.

Minimizing Internet Marketing Risks

How well you understand internet marketing risks will make or break you.

Despite rumors of all of the easy internet riches that await the entrepreneur, instant millionaires and DOT-COM legends, there is also a genuine ugliness to the web. Unknown to newcomers, the internet is not safe, and to the unprepared it can be outright dangerous. As an analogy, let us consider a fictitious hero facing peril, escaping danger and winning the day in the end. It makes for an exciting story, but in reality we should stick with the “safe and boring.”

People ARE out to get you on the internet. If you are not careful they can, and will, take your money and run. Deceit can come from both small and big internet businesses alike.

The first part of setting up any Internet marketing campaign is to sign a marketing agreement or contract. You will be legally bound to the terms and conditions of the agreement. If you are not careful, you may be legally bound to a disaster. Most importantly, do not risk more than you can afford to lose.

“During the start-up days of my company, a PPC marketing contract was created with a Tier 2 PPC search engine company. The contract reserved key-word based search engine traffic to the websites I was interested in marketing. Everything was laid out in black and white – or so I though. Unfortunately through purposeful trickery on the part of search engine, and my hastily signed marketing agreement, this search engine socked us for thousands of dollars of unplanned expenses. Buried within the contract, they claimed that it could over-deliverdouble the amount of web traffic indicated. One simple line stated Campaign $15,000 -double’. When my campaign came due at the end of the month, the bill was for $30,000. The salesman did not inform me that the campaign would be doubled, there was no definition or explanation of what ‘-double’ meant, and I did not look closely enough at the contract to notice or ask what it was there for. I of course refused to pay ‘double’ and they immediately threatened with legal action. It was a mess.”

You must carefully read and scrutinize every word of your contracts. If you don’t understand everything clearly, then have it cleared up before signing. Below are other fundamentals in minimizing the internet marketing risks embedded within a contract.

Minimizing Contract Obligation Risks:

  • Minimize Contract Duration – Approach every contract and agreement as if something could go wrong. Limit your risk and have a way out if things turn ugly. One critical step is to minimize the length of every contract. Most companies want you to sign a long-term agreement lasting 1-2 years. Don’t fall for it. Negotiate the shortest length of contract possible by asking for reduced obligation, such as 3 months or 6 months. If the campaign goes well, your vendor will be more than happy to renew, but if it does not you will need a quick way out.
  • Performance Based Services – One miracle of the internet is the allowance of “Performance-Based” marketing campaigns, where you only pay the advertiser when a sale or request is generated for you. Hence, you don’t pay unless you receive a business acquisition. Many internet marketing companies allow performance based marketing campaigns, so seek these companies out first. Purchasing internet media, such as impressions, emails distributed, sponsorships, etc., are all a gamble and the odds are against you. There are exceptions of course, but wherever possible, implement campaigns where you pay only after you get what you want.
  • Minimize internet marketing risk by minimizing the campaign size – Every salesman will want a giant obligation from you. Don’t be oversold, you must understand that there is a good chance that any campaign can fail and you will need to minimize your financial risks and obligations. Approach every campaign as a “minimum sized test” and if all goes well then you can expand the campaign the next go-around. Why obligate you and your company for a large campaign, when a smaller campaign will do just as well? As your relationship and trust level grows, then you may consider a high-scaled commitment.
  • Sharing Marketing Resources – Not every company can or is willing to make the pre-payments necessary to launch a large marketing campaign. You may also find yourself in a situation where more leads or sales are coming in than you can handle. These issues can be resolved by finding a buddy. There are other companies out there just like you, doing the same thing and operating with a similar budget. Consider joining resources with another company or friend and launch a campaign cooperatively. Pool your resources and spread the costs and internet marketing risks. By working cooperatively, you can engage in internet marketing resources that would otherwise be unreachable.
  • Identifying Online Fraud – Fraud happens, and it is common. Fraud can range from a tiny and almost unnoticeable incident on through to a glaring unmistakable disaster. Fraud is prevalent when dealing with performance based campaigns, but it can happen with other internet marketing techniques as well. Learning to identify fraud before it becomes serious is vital. Fraud generally affects the sales lead industry more than the retail industry, but both are susceptible. Your first line of defense is through your website, where fraudulent activities can often be detected. For example, a performance-based sales lead generation campaign may receive a lead with a Texas phone number, a Colorado zip code and a reported State of residence as Georgia. Your website must be smart enough to detect these inaccuracies.

Fraud Identification and Prevention Tips:

  • Does the information provided make geographical sense? Can someone with a Texas phone number live in Georgia? Is someone opening up a phone book and generating a fake sales lead that you have to pay for? Reduce your internet marketing risk by focusing on an elaborate lead validation script within your website.
  • Every person who navigates the web is doing so with a unique and identifiable IP address. If you receive multiple sales leads, each lead should come with its own IP address. If you are receiving many leads from the same IP address, then there is fraud. Your website designer should be able to track the IP address of every individual who is generating a lead on your website. If they can’t, then get a new designer or find help if you are designing your own website.
  • For retail sales, does the name of the credit card match the name of the person who is making the purchase? Allow zero tolerance when credit card information does not match contact information. Make a follow-up phone call for international orders, as international internet business is plagued with fraud and is a large source for internet marketing risk.
  • Spot-check your leads and retail sales sources. Periodically call the person who generated the acquisition. Make any excuse you can, such as a “customer satisfaction survey.”
  • If a lead or retail sale fails your validation process, and you suspect fraud, DO NOT tell the lead generation provider “why” validation failed. Telling a fraud why validation failed is the same as providing them instructions on how to cheat you next time. If you are uncertain if your data is fraudulent, then verify the lead information manually, and ask if their request was genuine. An example would be when you receive that sales lead with a Texas phone number and they state that they live in Georgia. Your website should NOT say “sorry, but the State and phone number reported do not match.” A fraud will just click the “back” button, correct the mistake, and try again. Rather, just accept the lead and pretend everything went okay, but do not give sales credit for the fradulent lead that was generated. Record the IP address of the fraudulent lead, and block that IP from being able to generate a lead ever again. The fraud will not gain information about how to foil you next time.

Importance of Campaign Tracking and Traffic Analytics
Campaign Tracking plays a direct role with respect to minimizing internet marketing risk. Web tracking is your key in determining which advertising campaigns work and which do not. Be sure to implement web tracking in a manner that each advertising source can be individually monitored so that the poor performing campaigns can be weeded out. Powerful web tracking resources can be implemented for free with useful tools such as Google Analytics, or in great detail through professional paid tracking accounts.

Don’t Let Your Guard Down
Internet marketing can be volatile. What is working and generating sales today may be broken tomorrow. It is common for an effective marketing resource to become non-productive despite its prior successes. It is so common in fact, that the chance of you losing a viable internet marketing resource is probable, or even eminent. SEO may inexplicably fail and all associated sales cease virtually overnight. Your offer may become “old” and over-saturated across Affiliate Networks or your audience. A competitor may wedge you out, or dilute the market with their advertising. Vendors who were once effective may start sending you junk, or sales lead sources may decline leaving your phones too quiet for comfort. A myriad of unexpected internet marketing failures can and will happen, and you must be prepared to compensate. Whenever you become highly dependent on only one marketing channel, you are at risk. To combat this crisis, be sure to have a backup plan. Qualify multiple vendors or traffic sources and be ready to make the switch on short notice. If you don’t have a backup plan, you may panic due to your sudden loss in business and make hasty and inappropriate decisions that only worsen your situation, and expose you to increased internet marketing risk.

Keep on the defense with regard to internet marketing risk, and don’t be naive toward hostile intentions against you. Knowledge and preparation will significantly minimize your risks. With a good defense and knowledge of what is out there, you can shrug off lurking internet dangers or avoid them altogether. What remains is the marketing miracle of the internet.

Get Around in Comfort With Car Rental in Gold Coast

Gold Coast is one of the most famous tourist places in Australia, as well as around the world. This magnificent coastal city is located in the southeast corner of Queensland, Australia. The major draw for tourists in Australia is its sunny subtropical climate, providing loads of sunshine all year round. The pleasant weather of Gold Coast is a major contributor in making it a favorite tourist destination. The best way to travel across this marvelous city is getting car rental Gold Coast.

Although, this destination has everything that makes for a perfect holiday spot, but it is well revered for its sparkling surfing beaches, interesting waterways and canal systems, a skyline dominated by high-rise buildings, pristine rainforest hinterland in the west of the city, dazzling nightlife, and other tourist attractions. With so much to do, seeking a Gold Coast car hire is a great option.

With over 57 kilometers of coastline, australia boasts of some of the most popular surf breaks in Australia and the world including, South Stradbroke Island, The Spit, Main Beach, Surfers Paradise, Broadbeach, Mermaid Beach, Nobby Beach, Miami, Burleigh Beach, Burleigh Heads, Tallebudgera Beach, Palm Beach, Currumbin Beach, Tugun, Bilinga, Kirra, Coolangatta, Greenmount, Rainbow Bay, Snapper Rocks and Froggies Beach. If waves aren’t your thing, you can find some of the most beautiful still water options in Australia including our stunning Broadwater and inland rock pools. Moreover, you can easily find car hire at Gold Coast airport to travel around.

As the name suggests, Surfers Paradise is a fascinating place for surfers as well as beachgoers. Considered as the suburb of Gold Coast, this place is true to its name with clear waters, clean sands, sparkling surfs and plentiful of activities to do. Surfers Paradise is flocked by sports lovers and adventure seekers as it provides outstanding facilities for surfing, paragliding, beach volleyball, bungee jumping, golf and other water sports. Apart from that, its closeness to high rises, nightclubs, restaurants and shopping complexes are major draw cards for tourists. With so much to do, you can avail Australia cheap car hire facilities to make the most of your holidays.

With millions of tourists, visiting the city all year around, car rental in Australia is a serious business. If you are traveling during the peak season, then it is recommended that you book a car well in advance. There are many reputed companies offering car hire from Gold Coast airport, so that you can get around in comfort at incredible prices.

Effective Bird Control For Healthcare Centers & Hospitals

It’s no secret that people who are already sick are more vulnerable to contracting diseases.And one potentially unhealthful source of disease is bird waste. As a hospital administrator, you are no doubt aware of the problems pest birds can cause. Many species of birds, including pigeons, starlings and sparrows, often gather to roost on a hospital’s roof, under parking structures, in receiving bays and loading docks, and around exterior employee lunch and snack areas. Without bird control, you soon have a noisy, smelly and potentially dangerous problem on your hands.

Keep in mind that a single pigeon can excrete up to 25 pounds of droppings per year. The bacteria, fungal agents and ectoparasites in bird droppings and nesting materials have been known to carry any of 60 diseases–including histoplasmosis, encephalitis, salmonella, meningitis, and toxoplasmosis, even the West Nile virus.

No less harmful is bird fecal dust carried into hospitals through rooftop heating, ventilation and air-conditioning ducts. Birds often build nests around air handling equipment, ducts, compressors and other vented pathways. Dried by wind and sun, this disease-infested dust gets sucked into HVAC systems. The fine particles can quickly spread diseases throughout a hospital or medical center.

Hospital administrators should also be aware of the negative visual impact bird droppings, nests and other debris can have on a hospital’s image. Finally, bird droppings can cause dangerous slip-and-fall hazards–a huge legal liability for any institution.

Today’s Bird Control Measures

Hospitals and healthcare centers are somewhat restricted in their use of pest bird control measures. They certainly can’t use firearms, noise cannons or fireworks. And poisons present too much of a liability. Besides, federal, state and local wildlife protection ordinances forbid the use of lethal or harmful bird control measures. Fortunately, there are several highly effective bird proofing solutions currently available that are safe, sane and humane.

Bird Spikes

The good thing about Bird Spikes is that they prevent many species of large birds from landing in the first place. Suddenly, rooftops, ledges, signs, light fixtures and other elevated areas are off-limits to birds. Bird Spikes come in rows of spiked strips. And you can get them in either rigid U.V.-resistant unbreakable polycarbonate or high strength, durable stainless steel. The stainless steel spikes come in 3-, 5- and 8-inch widths; the plastic spikes (which cost slightly less) come in 3-, 5- and 7-inch widths. Plastic spikes are ideal for use near antenna arrays since they won’t interfere with radiated RF energy. You can get bird spikes in a non-reflective metal finish or a variety of colors–like white, tan, gray, black, brown, brick red and crystal clear. There’s also a no-gap spike that’s easy to affix to curved surfaces.

If your hospital or healthcare center is being invaded by large birds like gulls, try the Mega Spike. Its 7-inch spikes made of marine grade stainless steel will make sure these birds get the point and leave. There’s also the Gutter Spike, ideal for keeping large pest birds out of gutters or drains. Look for gutter spikes that have adjustable clamps at the base; these allow the spikes to be easily attached to the lip of a gutter.

Lastly, Birds Spikes look dangerous, but they are harmless to birds or people. They have even been approved by a number of humane groups worldwide–including the U.S. Humane Society and PICAS (Pigeon Control Advisory Service).

Sonic Bird Deterrents

Ideal for use in certain areas of a hospital or healthcare center, Typically, Sonic Bird Deterrents emit predator and distress calls that frighten pest birds but are basically just Uncategorized sounds that are not unpleasant to humans. Some highly versatile sonic systems emit distress and predator calls for as many as 22 types of birds. The sounds are cycled every few minutes to convince pest birds that they best leave or risk being attacked. Sonic Bird Deterrents are an ideal bird control solution for deterring pigeons, crows, starlings, swallows, gulls, woodpeckers, sparrows, grackles, cormorants and many other birds.

Bird Netting

To keep pest birds out of certain specific areas–like eaves, overhangs, patios, and parking structure recesses–there’s Bird Netting. This barrier bird control measure is available in various cuts and mesh sizes. For large birds like pigeons or seagulls, use a 1-1/8-inch to 2-inch mesh size. Sparrows or starlings, on the other hand are best excluded using a 3/4-inch mesh net. The best bird repellent netting will meet ISO 1806 protocols, is U.V. stabilized, flame resistant and rot- and water-proof. In areas where electrical conductivity or radio frequency interference is a problem, non-conductive netting is often used. Also note that netting now comes in various colors– including white, stone and black–to match a structure’s color scheme.

Electric-Tracks
A great spot deterrent for ledges, rooflines, eaves, signs and most flat or curved surfaces, Electric Tracks impart a mild electrical shock when birds land on their surface. This is an ideal bird control device for use against a wide variety of pest birds–including pigeons, sparrows, gulls, starlings and crows. The best electric tracks feature a low-profile design that makes them almost invisible. The strips of electrified track are usually powered by an AC charger or solar charger. One manufacturer uses copper knitted wire mesh in a continuous tube-in-tube stocking design. This gives the track greater conductivity, strength and reliability. The copper mesh is resists corrosion and will stand up to alkali and acidic environments.
Bird Slope
These angled, slippery PVC panels known simply as Bird Slope, won’t allow pest birds enough of a grip to land. After a few unsuccessful attempts, they just slide off like water off a goose. Bird slopes are easily installed, tucking unnoticeably into ledges, eaves, beams and other 90-degree areas pest birds often nest. The best panels are U.V. protected and sun and weather resistant. They deter a wide range of birds, including swallows, starlings, pigeons and seagulls. Some panels have a “snap-on” extender, which allows them to adapt more easily to wider ledges and coverage areas.
Bird Scare Deterrents

These inexpensive bird control devices make pest birds too nervous to nest. There’s Flash tape, an iridescent material that shimmers and crackles in the sunlight and breeze to scare pest birds. And Bird Scare Balloons, which, emblazoned with lifelike reflective predator eyes, bob and weave menacingly in the breeze to make birds really uncomfortable.

Lead Generation Strategies in Commercial Real Estate Today

When it comes to your career in commercial real estate, your momentum and success will be significantly improved when you have a lead generation model. Far too many agents struggle with the process of servicing the business that they create and then forget about the need for ongoing lead generation.

Exactly who are your clients and prospects? It is an interesting question and it requires a specific your answer. When you know the answer and can see where these people are, you can start to implement your lead generation plan.

So to get things moving ahead, you need a lead generation model that you can implement on a daily basis. This is a personal process and involves a time commitment in your diary. There is no other way to handle the process.

A Crocodile Story

I was recently in Darwin in the Northern Territory talking to some Commercial Agents. Within the team there were some top performers and some very ordinary salespeople. The ratio was 15% to 85%. I think you know how the ratio was biased!

We were talking about the market, and I chose to use a local fact to tell a story. I chose the ‘crocodile story’. As many people will know, crocodiles are prolific in and about Darwin. It is not safe to swim in the sea or the rivers.

The lead generation model is like a crocodile that is continually on the hunt for food in the lagoon or ocean. Failure to find food means that they become weak and eventually will be dominated by other crocodiles in the same area. Over time the weak crocodile will die and be eaten by others.

Unfortunately, the same analogy applies in commercial real estate. Your competitors will take over your listings and your prospects if you do not constantly farm and generate leads. You must build your market.

Relieve the Pressure

You can improve your business momentum, listings, and commissions through a lead generation model. Here are the main rules to the process:

  1. Lead generation requires at least 2 or 3 hours each working day. To make the process a habit, it is best to select the same daily time frame and stick to it. You will find that others within the office may want to change your diary and activities frequently. Develop a habit of good time management and refuse the pressures applied by others.
  2. Good intentions and focus will usually help most salespeople get started with the lead generation model. Within a very short period of time however they see that the process requires a new skill set and mindset. The skills set required are most particularly your voice and your dialogue. Your mindset required is that of enquiring and questioning rather than pitching. Not everybody you talk to should be considered a prospect until you have qualified them. Should not meet with anyone until such time as you have defined an established need and interest.
  3. The parts of the system that you will need to develop start with the necessary daily research, and then flow through to cold calling, meeting people, and maintaining your database. In effect, you are marketing yourself. Without this process, the prospects and the opportunities in the market will not reach you.
  4. The lead generation model should include a strategy of constant contact. That will be the process of reaching through to and touching the prospects that are of some value to you. The process should occur at least once every 90 days. If there is an identified need, you should be talking to the people more frequently.

This process is simple to understand and yet difficult to implement. That is because all the old habits and mindsets that you have developed over the years need to be changed. The first three or four weeks of your lead generation model will be challenging given that new habits are being developed. You must believe in the process and stick with the actions involved.

Elektroniske Cigaretter – A Better Substitute To Smoking

It is a new invention that everyone who smokes should know. This is called the(cigarro electronico), also known as a smokeless cigarette e-cigarette(sigarette elettroniche), and it is to change the legal landscape for cigarette smokers in the world.
The patented(elektroniskas cigaretes) offers to effectively simulate the experience of smoking a real cigarette, without any of the legal and health issues surrounding traditional cigarettes.

While(elektronines cigaretes) look, feel and taste much like traditional cigarette, they work very differently. You see,do not burn tobacco, but when you inhale an e-cigarette, you must enable a “flow censor,” which releases a vapor containing nicotine, propylene glycol and a scent that simulates the taste of tobacco. All this simply means that the(cigarros electronicos) allow you to get your dose of nicotine while avoiding all the carcinogens in traditional cigarettes such as tar, glue, hundreds of additives and hydrocarbons.

In addition to being healthier than conventional cigarettes, and perhaps most important, is the fact that (sigarette elettroniche) are perfectly legal. Since the (cigarro electronico) is not related to tobacco, you can legally burn them anywhere that traditional cigarettes are prohibited such as bars, restaurants, workplaces, even airplanes. In addition, e-cigarette(cigarettes electroniques) you can smoke without fear of harming others because of cigarette(cigarro) smoking bad.

Cartridges are available in a wide variety of tastes and strengths of nicotine. For regular, menthol, also the apple and strawberry flavor cartridges and nicotine strengths come in full, a medium, light, and no. While electronic cigarettes(elektroniskas cigaretes) are technically “alternative to smoking”, rather than smoking cessation device, the range of nicotine strengths offers clear opportunities to support those trying to quit smoking, and seems to be proving to be popular in these markets.

The nice thing about that you say, nicotine patches, electronic cigarettes that give the same tactile sensation and oral fixation that the desire of smokers, while satisfying the desires of snuff as well. When you take a drag n electronic cigarette really feel your lungs fill with smoke flavored snuff warm and the waves of smoke exhaled from your lungs as the regular snuff, however, as mentioned, the smoke is actually a lot more water vapor that evaporates quickly heals and not offend anyone in the vicinity.

There’s really only one method to quit smoking: Will. Lots of people state that cold poultry may be the toughest method to stop smoking, with valid reason: they’re going on all the wrong manner. If guess what happens you need to do, and stomp your desire to have cigarettes, before you begin, you’ll have the ability to maintain and not think back!

Need to know much more about giving up smoking with the first? Take a look at a few of these books to prevent smoking and find out how easy it may be really quit!

Although the have been around for a while ‘in various incarnations, is of recent developments in technology and increased restrictions on smoking that have led the e-cigarette can be found in the new popularity. If you are interested in a healthier alternative to smoking, or if you just want the freedom to smoke wherever and whenever you want, the electronic cigarette could be the solution you’re looking for.

Telemarketing Principals of Commercial Real Estate Today

The process of telemarketing does not work well in commercial real estate if you follow the typical model of ‘pitch and process’. The people that you call do not like to be subjected to a 1 minute sales pitch and questioning process over the telephone. You have to change the rules and develop some real systems to make cold calling or telemarketing much more effective for you. In one word you have to ‘connect’.

Firstly, and before I go further into this subject I would like to say that all commercial salespeople and agents should be making their own prospecting calls wherever possible. They are the best people to connect with their market because they understand what to say in a relevant way when hard questions are created through the telephone conversation.

When it comes to commercial property sales and leasing, there are really only two targets out of making cold call connections and telemarketing. They are:

1. You want to know if the person you are calling has a need or interest in commercial property sales or leasing or property management.

2. You should seek to create a face to face meeting where the person you call qualifies from the previous point, so that you can take matters further.

When you look at these two factors simply, you can see that you should not be meeting with people who have no genuine interest. Your prospecting calls should therefore be based around a conversation or connection and not a sales pitch or presentation.

The only thing that you are selling in the call contact process is an appointment, and you only do that when you know that the person really does have a need. Protect your time and only meet with the right people that qualify as ‘active’ or ‘interested’ in commercial property.

So the telemarketing or cold call process centres on questions and conversation. Through the conversation you can come to understand if the prospect really does fall within your criteria for a prospective client or prospect. On that basis you can then arrange a meeting as appropriate.

Here are some rules that should be merged into your prospecting scripts:

  1. The people that you talk to want to be involved in the conversation. On that basis you need to ask sensible and realistic questions related to the property industry. Be sensitive to the fact that the person you call will not open up completely with you until you have established a degree of trust in the conversation. It is important that they feel relaxed and not threatened by a pushy salesperson. Professional salespeople create good connections over the telephone.
  2. Approach the first cold call or prospect call on the basis of a simple survey questioning process. The call should be about them and not about you. This is where the right questions will help you establish rapport. The reason for your call is to identify their potential property needs. Do not push for a meeting until you understand that they have a genuine need or an interest.
  3. Be prepared to introduce yourself and your business. Be honest through the conversation but allow the prospect to talk at least 50% of the time. It is of great benefit to have a simple script to get the conversation going. Beyond that starting point, Uncategorized conversation should flow and the script should be irrelevant. Your target is to get conversation moving inside of 20 seconds. A good conversation leads to information and potentially a productive meeting.
  4. If the person is unwilling to talk to you or be open and frank in the discussions, then thank them for the ability to speak with them today and then move on respectfully and politely. There are plenty of people to talk to and on that basis you need to move to the next person or the next opportunity.

There is a real skill to the prospecting and calling process. If you diligently adopt the discipline behind the task, you will find that progress will be made within about two or three weeks of making calls.

Get Hassle Free Money With No Teletrack Payday Loans

Teletrack is a system that is used by many banks, financial institutions and lending agencies so that they can check a potential borrower’s financial records. It is essentially a system that is designed to protect lenders and exposes certain aspects of a person’s financial history, including any past or current bankruptcy proceedings, current loans held by the borrower and any instances of outstanding payments or loan defaults. No teletrack payday loans, then, are small loans that a person can apply for where the lenders do not carry out credit checks on applicants using the teletrack system. These loans are designed to meet the financial needs of people who require fast cash in order to meet an unexpected expense. The application process is easy and, because there are no credit history checks, approval is almost certain.

No teletrack payday loans are specifically for those who require small cash advances at times where they have an urgent need for funds and they cannot wait until their next pay check. Since there are fees and charges associated with no teletrack payday loans it is recommended that people only seek out these loans in an emergency and borrow only the amount that they require.

Most lenders charge a certain amount per every $100 borrowed through no teletrack payday loans. The fees for no teletrack payday loans vary between lenders and in order for you to ensure you are getting the best deal it is advisable that you take the time to shop around. There are many lending agencies available on the Internet, which makes comparing these loan products quick and easy. Applications can also be completed online, and since there is no faxing of documentation required for no teletrack payday loans, approval time is relatively short. Upon approval, funds are electronically deposited into your bank account for you to access, as soon as they are processed by your financial institution.

No teletrack payday loans can be accessed by almost anyone. Anyone who is over the age of eighteen and has a steady full-time income can apply. No teletrack payday loans are even accessible to people who have a history of bad credit as there are no credit checks carried out during the approval process. Before applying for no teletrack payday loans, however, individuals should carefully consider their present financial situation as it is usually expected that these loans be settled very quickly. The repayment period for most of these loans is generally only a few weeks and so each applicant should assess whether it would be possible for them to repay these loans from their next pay check.

No teletrack loans are certainly a good idea for anyone who needs pay day to arrive a bit sooner. Sometimes there are situations where expenses arise that cannot wait and being able to access cash quickly and easily can help to relieve financial stress that people experience when they are short of money. Financial pressures can cause considerable stress to individuals and on their relationships with others, but knowing that there is a way to get fast cash, can certainly make people in this situation feel a lot better.

What Should You Ask Your Contractor About Your Bathroom Remodel?

One of the best ways to make a noticeable change in your entire home is to remodel one or more of your bathrooms. Although the process may seem a little intimidating at first, you can make everything go as smoothly as possible by asking the right questions before you get started. If you want to avoid unnecessary interruptions and confusions throughout the process, you will to make a list of important points to discuss with your contractor before they even start the job. Here are a few things that you should talk about:

What Type of Remodel Do you Want?

Before you even pick up the phone to start shopping for a contractor, think about what type of remodel that you want. A simple remodel can consist of a new coat of paint and new fixtures, while a complete bathroom overhaul is much more extensive. Decide how extensive you want your remodel to be, determine your budget and then call your contractor to talk about the specifics. They will be able to help guide you through the process from there.

How Much Will It Cost?

While this is a very important aspect of conducting a remodel, you should always make sure to balance cost with the quality of your contractor. You will want to choose someone who is reliable, skilled and has extensive experience working with bathroom remodels. That being said, make sure that you talk with your chosen bathroom remodeling company about the total cost of the project. They should be able to provide you with at least a very close estimate to what the total cost should be. Some will even provide you with a firm bid after doing a full assessment. Always be up front with how much you have to spend on any given project, so that you can be on the same page from start to finish.

How Long Will It Take?

In addition to a cost estimate, you should also ask your builder for a time estimate. While a simple bathroom remodel could take just a few hours, a total overhaul could take several weeks. Because the bathroom is a very important room in your home, you will want to have a fairly clear idea of how long it will be until you can use it again. After you have an idea of how long it will take, come up with a plan to make sharing the other bathroom or bathrooms in your home much easier while you remodel.

In the end, completing a hassle free bathroom remodel relies on constant, clear and honest communication from both you and your contractor. To make sure that you are getting what you want, at a price within your budget, you must communicate these needs to them. Because your bathroom is such an important room in your home, you can’t afford to be vague, unsure or silent about any of the aspects of the remodel. If you follow these tips, and work closely with your chosen remodeling expert, you can expect a bathroom remodel that meets your expectations from start to finish.

Perfect Beaches for Holiday Rentals in Murcia

Murcia, located along Spain’s Costa Calida, is known for its year-round warm, sunny climate which attracts holidaymakers to the region. With an abundance of villas for rent on resorts such as Polaris World’s Mar Menor Golf Resort, La Torre Golf Resort and El Valle Golf Resort tourists can rent luxury Murcia villas with private pools or affordable apartments and take full advantage of resort facilities such as communal pools, playgrounds, tennis courts and nearby restaurants.

If you’re planning on looking for holiday rentals in Murcia this summer make sure you explore the local area and visit the many beautiful beaches on offer. Murcia, also known as the Costa Calida in Spain offers over a hundred beaches for everyone to enjoy, whether you want to travel by boat to a picturesque deserted cove, or relax on a stretch of sandy beach to soak up the sun.

Simply travel a short distance from Murcia city to the coast to explore popular areas. Beach towns to visit include Mar Menor, San Javier, Cartagena, Mazarron, Aguilas, San Piedro del Pinatar and Lo Pagan. The Mar Menor in particular ( a large salt water lake effectively) is a really popular area to visit, with its warm Mediterranean waters and vast, golden beaches, shallow waters and small waves; Murciabeaches really cater for everyone.

Mar Menor beaches

Villa Nanitos

Located on the Costa Calida above Lo Pagan, the Villa Nanitos beach offers water skiing, volleyball, windsurfing and sea kayaking. Nearby are the mud baths of San Pedro del Pinatar; well worth a visit.

La Llana

Located on San Pedro de Pinatar, Mar Menor, this is a blue flag beach and can get busy during peak season. It is a long, sandy beach and foot showers are available during the peak season. The waters here are mild and so perfect to take a dip.

El Espejo

Another blue flag beach, El Esperjo can also be found on the Mar Menor coastline. This sandy beach is perfect if you fancy a spot of surfing, volley ball and kayaking. The waters here are calm.

Los Nietos

This is another popular Mar Menor beach. It offers 4km of long grey, sandy beach with shower facilities, as well as lots of restaurants and calm waters.

San Javier beaches

Euromanga

Euromanga beach is located in San Javier, Murcia. It’s typical of the La Manga stretch, which means its golden sands and pleasant waters attract many tourists and locals.

Castillicos

This San Javier sandy beach offers a picnic area, snack bar, accommodation, showers, beach cleaning and houses a Red Cross station. Lifeguards also patrol the area, and it’s also one of the safest beaches as it’s patrolled by local police.

Cartagena beaches

Cala Cortina

Close to Cartagena, this Murcia cove is located just a couple of minutes drive away. The locals will cycle and walk to Cala Cortina to enjoy a day of relaxation; spend a peaceful afternoon here with friends or family.

Calblanque

Calblanqueis a protected nature reserve, home to sandy beaches and coves. This beach is one of the few you are allowed to take dogs down to, so it’s advisable to keep away from the lower end of the beach if you wish to avoid the family pets. As it’s a protected area, there are no facilities like restaurants or bars, but there is a car park.

Cala Medina, Las Melvas and Levante

This group of three beaches are small beaches, with slightly less calm water. They range from sand to gravel to rock. There are restaurant services nearby, and it’s the perfect location if you fancy a spot of snorkelling.

El Portus

This is a very quiet beach in Cartagena. It’s sandy, and does offer showering facilities, but has limited disabled access as it’s difficult to reach.

El Belonte Grande and Salitrona

These two beaches in Cartagena are short and sandy, and are only accessible by boat or on foot, so they’re perfect if you’re looking for a quiet spot. These coves are very beautiful, surrounded by mountains with wild vegetation.

La Calera and San Gins

La Calera and San Gins are gravel and sand beaches, with calm water making them suitable for families. They offer reasonable facilities such as showers, as well as a few restaurants and shops nearby.

Mazarron beaches

Bolnuevo beach

Bolnueva beach is located at Mazarron, Murcia. This lovely golden sandy beach is great for families, and offers a picnic area, snack bar, showers and toilets. It’s also got a Red Cross Station and lifeguards on duty, in addition to offering water sport equipment for rent. It can get very busy during peak seasons, but generally isn’t quite as busy as other blue flag beaches along the Costa Calida.

Nares

Also located at Mazarron, Murcia, this golden sandy beach is great for children with its calm waters and shower facilities.

El Castallar

Facilities available: This beach is located near the town and harbour of Mazarron. El Castallar is a sandy beach, with lovely clean, calm waters. Although popular with families, this beach does not get quite as crowded as some other Blue Flag beaches in this region. Facilities include snack bars, restaurant, showers, telephones, beach cleaning, and a Red Cross point.

El Rihuete and Puerto de Mazarrn

These sandy beaches are perfect for families exploring the Mazarron area, with plenty of local shops and restaurants.

Aguilas beaches

Las Delicias

The sand and pebble beach of Las Delicias can be found in Aguilas, Murcia. It offers many facilities such as a snack bar, restaurant, showers and it also has a Red Cross station, is manned by life guards and patrolled by the local police, so it is an extremely safe beach to visit.

Poniente

This urban-setting beach offers a snack bar, restaurant, toilets, showers and parking. It’s a very popular beach in the summer months.

Calabardina

This beach is also located at Aguilas, Murcia. Its waters tend not to be as calm as other beaches in the region, making it more exciting for water sport enthusiasts. It offers a Red Cross point, parking and beach cleaning, and again, Calabardina can get quite busy.

Levante

Sizes at just over 440 metres, Levante beach offers a snack bar, restaurant, showers, a Red Cross station, lifeguards. Ideal for children, this popular beach is sandy, with calm waters.

Abejerro and Las Pulgas

If you’re after quiet sand and gravel beaches, head to Abejerro or Las Pulas in Augilas. These are both quiet, unspoilt beaches, unfortunately there are no facilities at either location.

Punta del Fraile

This beach is only accessible by foot and offers great, clear water for snorkelling.

Lo Pagan beaches

Villanitos

Villanitos can be found in San Piedro del Pinatar, Lo Pagan, Murcia. It has plenty of facilities available for use, such as snack bars and restaurants, toilets, showers, parking and if you want to take part in water sports, there is equipment available for rental. Calm waters and it’s large, mostly sandy beach make it very popular.

La Puntica

This is a sandy beach, with calm waters. Like many beaches in Murcia, La Puntica offers a restaurant, snack bar, showers, toilets, beach cleaning and a Red Cross station, and is patrolled by lifeguards and local police.

Lorca beaches

Bao de las Mujeres and El Ciscar

These beaches are located further south of the coast, at Lorca. They are both short beaches
, offering fantastic fishing opportunities as well as being perfect locations for swimming and snorkeling.

The Most Iconic Style on Feet – UGG Boots

When searching for the most sought-after accessories online, you will find that a kind of footwear is extremely popular among a large part of keen fashionistas. With such a chic pair on your feet, you will feel comfortable throughout the cold days, and create trendy look in front of others. What is it? It’s UGG boot.

As far as I’m concerned, besides luxury watches, designer handbags and Tiffany jewelry, UGG is one of the hottest words all around the globe. When it comes to buying shoes for freezing cold days, UGG boots are always the top one in the list. Thanks for their comfort and functionality, people of any age are spotted wearing them. Even some celebrities tend to wear a pair of them to pair with her fashionable clothes when she is invited to the red-carpet situation. It is not bold to say that beside UGG boots, there is no one that can make such a renown feet style.

Made with twin-faced sheepskin, these boots will make you feel incredible warm and comfortable. While, do not just regard that they are specially for freezing cold days. Actually, sheepskin also has the ability to keep the body temperature normal even in hot days. If you are tired of wearing high heels everyday, you could have a try with UGG to create a fresh casual look. After all, wearing shoes with heels everyday is harmful for your feet.

I guess that some of you would consider these boots as unfashionable and will make a big feet look. Actually, that is absolutely wrong. Though they look big, they will make a chic and refined look. Now they come in a variety of styles, sizes and colors. No matter which style you are searching for, you can always find the suitable one to fit with any kind of apparel you are wearing.

The genuine boots never come up with cheap prices, so you are not recommended to buy them of the season. Instead, you should wait until the seasonal or clearance sales begin. That will help you to save a lot of money.

In a word, the great popularity of UGG boots truly proves that they will never go out of fashion. If you want to keep up with the fashion trend and make feet feel pretty comfortable at the same time, just go ahead to add a pair of them to your wardrobe.

How to Shop For Your Once in a Lifetime Wedding Dress

He proposed, you said yes. The wedding planning is in full gear and its time to shop for your wedding dress. Your wedding dress is the most memorable and expensive dress you will ever purchase. Here is some practical advice to make your shopping trip fun and let you know what to expect.

Make an appointment to try on wedding dresses. Some bridal salons don’t require them, but an appointment will guarantee you the individual attention of a bridal consultant and space in the dressing room.

Time your shopping trip to your best advantage. If you shop on a weekday afternoon, you will get the most attention and you will not be competing with a lot of other brides like you would on weekends. You also get more time to shop.

You will get the best deals if you shop in November and December when the bridal salons are slow and new merchandise is arriving. There will be more sales and more incentives to buy because they need to clear out stock to make room for new stock that is arriving. Wedding dresses arrive in cycles, with the late fall and early winter being the time the manufactures ship out new merchandise.

Don’t shop too early, if your wedding is two years away and you are not prepared to buy, stay home and surf the net for ideas. The styles will change and your idea of your dream dress may change, along with your weight and wedding plan. The style may also be discontinued by the manufacturer.

Don’t shop too late. Wedding dresses should be ordered 9 months to a year in advance. The manufacturers take 16 to 20 weeks to fashion your dress because of all the hand work that is done on the dress. You also need to allow transportation time and time to have alterations done. If you shop at the last minute, you will risk major disappointment. You will either have to buy off the rack or pay the manufacturer extra for rushing your dress.

Shop prepared. This should not even have to be mentioned., Wear underwear on your shopping trip. Wear clean underwear and be freshly showered or risk major embarrassment. Some salons will send you home to shower or come back with underwear and who can blame them? You are trying on expensive white dresses! And if you don’t wear underwear, you’ll be standing in the dressing room buck naked. If you are uncomfortable, you consultant will be doubly uncomfortable.

Bring along a strapless bra if you have one and a pair of heels to get a feel for how the gown will look on you.

Don’t shop with a posse. Shop with someone you trust, your mom, your sister, your best friend. Don’t shop with your entire wedding party. Too many people means a lot of confusion for you and your consultant. Too many opinions will make you crazy. Are they giving you their true opinion, or picking out a dress they would wear to their own wedding? Invite your friends to see your choice after you’ve made your choice. They’ll be more interested after you’ve chosen your dress. Sure, a huge shopping trip sounds like fun, but you’ll totally regret it when you leave exhausted, confused and aggravated.

Don’t try to cram too many shopping appointments in one day. Trying on wedding dresses is exhausting. You’ll be standing up in heels for a long time. Some of the dresses are very heavy. Pretty soon you’ll be suffering from white blur, a wedding term that means that all the dresses are starting to look alike. Limit your appointments to no more than two a day and take time in between to grab something to eat and drink. The only way you can be on top of your dress shopping game is to be fueled up, hydrated and relaxed. Its going to be a long day!

Shop with an open mind and a good attitude. You have a dress etched into your mind. You are closing yourself to dresses that may be more flattering on your figure, cost less money and be THE dress. Be open and receptive to different necklines, body styles and fabrics. You may leave with the dress still etched in your mind, but you may just find THE dress if you stop telling yourself that you are picky. By constantly reinforcing your pickiness, you’ll make yourself and your shopping companion crazy. Bridal consultants are trained and experienced in finding dresses that make the most of your figure and hide the parts that need to be hidden. Stop whining and listen, you’ll be amazed at how fabulous you can look if you just open your mind and adjust your attitude.

What to expect when shopping for your wedding dress. Expect to be warmly welcomed into the bridal salon and meet your consultant. Your dress consultant will ask you some questions about your wedding. They’ll ask you about the type of wedding, the formality of the wedding and your wedding dress budget. They aren’t being nosy. They need to help you choose a dress from a mind boggling selection of dress styles. You can’t try everything on in the store, its physically impossible. They also need an idea of your dress budget, so you don’t fall in love with a dress that is out of your price range. If you want to see dresses under a thousand dollars or under five hundred dollars, tell them honestly to avoid a lot of disappointment on your part.

You will be shown styles, feel free to say no to anything you don’t like. Be honest, you will not like everything and it will help your consultant pull more dresses that are in line with what looks best on you and you like.

You will be helped try on the dresses. Dressing yourself in a bridal salon is difficult, so expect to be helped on and off with the dress, in addition to zipping the dress.

You will be asked more questions, for example, do you feel comfortable in this style?

Your consultant will categorize your dresses by the dresses you like, the maybes and the definite no way. You might want to retry the dresses you like to cut down on your selections. Your consultant will keep the dress style on file so when you return, the can find the style.

If you are uncomfortable in the style, its a no. If you feel overwhelmed in a style, its a no. If you feel fat in a style, its a no.

And above all, do NOT be pressured into buying a dress by anyone. If you feel pressured, gracefully say you’ll be back to try it on once your mind is cleared. Don’t buy anything from pressure. Buy the dress because you love it and its THE dress!

Four Major Functions Provided by a Real Estate Agent That You Can Do Yourself

Selling a home entails four major functions that are usually performed by a real estate agent. If we take the mystery out of those functions, they start looking as if we can do them without an agent. And you can!

1. Pricing your property

The first thing that an agent will do for you is help price your property. You don’t want to offer your home for sale at double its market value because it just won’t sell. Likewise, you don’t want to offer your home for sale at half its market value because you would just be cheating yourself of that price difference. If the market is such that your house in your neighborhood in your city is worth about $200,000 then you want to sell it for that. If you have made additions to the house that might make it worth more, then you want to add those items to it. The real estate agent has a lot of that data at their fingertips through their subscriptions and through their knowledge of the marketplace.

You can do this pricing yourself as long as you don’t let your ego get the better of common sense. You can find out what homes are selling for by cruising your neighborhood and checking out homes for sale to see what they are priced at. You can check to see what they sold for by visiting your tax authorities. Most municipalities and counties require that all deed transfers be recorded as a matter of public record. You can access that data through the internet if your municipality offers it, or you can go look it up in person where the internet is not used. Just make sure you are pricing your 3 bedroom 2 bath house with other 3 bedroom 2 bath houses rather than a 2 bedroom or 5 bedroom house.

2. Marketing your property

Marketing real estate is a sort of catch-all word for advertising the home as being for sale and then showing the property to prospective buyers through appointments or open-houses. The most important and probably most costly marketing activity is advertising the house. There is one real estate agent around here that states in their commercials that they spend between $1,000 and $1,500 per HOUSE while claiming that many agents only spend less than $500 per month for all of the houses that they list.

You can perform all 3 of these marketing functions. Who would be better to show a home or to have an open-house than the resident of the home — just do not let your ego get in the way and react defensively to reasonable buying questions. The advertising should be fairly simple as well. You are just as qualified to create want-ads for your local and regional papers and classified magazines as long as you model your ads after the ones that you will be competing for attention with. There are some advertising sites that require that all of their advertisers be real estate agents. You might try circumventing that restriction by offering a real estate agent a small fee to list your property on those restricted sites. The worse they can do is say “No” and a different agent might be more cooperative.

3. Contract exchange and negotiation.

Real estate agents act as intermediaries between the seller and the buyer. They take a contract proposal from the prospective buyer or their agent and present it to the seller. This goes on with price changes or with feature additions and removals until both the seller and the buyer agree on the selling price and property conditions.

There should be no question that you can do this yourself as the seller. After all, the agent would have to come to you anyway to get your approval and signature. Once again, this is where you need to put your ego and pride to the side. At this stage, all of your advertising and pricing work has come to fruition and you have a buyer negotiating with you. The worse thing you could do is to react defensively. You just participate in a give and take during the process as if it were for someone else.

4. Preparing the final paperwork and closing the sale

The real estate agent is usually the one to give all of the closing information to the title company and lawyers so that the deed to the property can be transferred from the seller to the buyer with no problems. This is when checks are transferred and mortgages paid off. It is also when the commission check is given to the real estate broker for dispersal to his agent.

You can do these things also. You are the one that has handled the paperwork up to now. You are the one that is ready for your mortgage to be paid off. You are the one ready to receive a check for the difference between what you owe on the mortgage and the selling price of the house. Most of this information is put on the HUD-1 form by the title company. In fact the major role of the agent here is to hold your hand and collect the commission check. Again, these tasks can be handled with a minimum of activity on your part. Any legal requirements can be farmed out to a lawyer for a much smaller fee than the agent’s commission.

Pricing, marketing, negotiating, and closing are all functions that are required to sell a property. They are all tasks normally handled by a real estate agent. They are also tasks that you can do yourself at a cost far less than 5% of the selling price of your house.

Life After Death

Following my accident when I was severely burnt, my last memory was being injected morphine at Staincliffe Hospital, Dewsbury, the place I was born and nearly died; following this I was rushed to Pinderfields Hospital at Wakefield where I was to spend the most painful 13 weeks of my life.

My next memory was awakening and finding me stood in a darkened room and in the far corner was a bed, to which all sorts of electronic equipment were attached beeping away and in the bed seemed to be a person but I just wanted to get away from the place.

Strangely all the pain I had previously suffered was gone like one big nightmare, I remember in my disorientated state somehow leaving the room, into a long deserted corridor, illuminated sparsely with a few night lights.

As I approached the end of the corridor a nurse came out of a nearby staff room, laughing merrily at some joke her and the rest of the staff must have been sharing, as she turned and walked towards me I just froze, however, her eyes showed no acknowledgement of my physical presence as she passed by me.

I called out to her when she was about 15 feet past me but she showed no signs of either seeing me or hearing me, I thought this was a little weird by now, but my instincts told me to find an outside door and get away from this strange place.

After a while travelling through the maze of corridors I found a locked exit, upon trying the door to my amazement I found my hand just passed right through it and to my utter bewilderment I found I could walk right through it, I could feel no warmth or cold, I seemed to myself what I can only describe as a physical point in space that could see and hear but could not interact.

With further astonishment I now found myself perhaps 150 foot up in the air and heading through the night, below I could see the tops of the street lamps and a few cars wondering around, I distinctly remember flying over a railway viaduct and towards the city of Wakefield.

The neon sign over the nightclub called Rooftop Gardens drew me like a magnet being familiar with the place during my many nights out with my friends The Gangster and The Savage One, I must of thought in retrospect that a familiar place would relieve me of all this craziness but I was flying for Gods sake.

I came down to land near the entrance to the club in front of two of the bouncers I remembered from yesteryear I had on many occasions in the past greeted these two individuals however on this occasion they just continued their small talk oblivious to my sudden appearance from the night sky.

I paused to think and reached out with my hand to touch a nearby wall that was adjacent to the clubs entrance but my hand appeared to have no physical substance and just passed into the fabric of the wall.

It was now that the awful truth finally dawned on me… The people unable to see or hear me, The wall, The doors to the hospital, just suppose they were perfectly normal? Just suppose that it was me who had changed? What if for example I had somehow lost my ‘hardness’, my ability to grasp things, even, to make contact with the world – even to be seen?

I mean what is the point in going anywhere if as the final shreds of my rational mind pointed out if you cannot be seen, and what was that mound in that bed in the little hospital room I had left could that have been my physical body?

I didn’t like this line of thought a human being is not separated from his body unless he is dead, then what state was I in now.

It can go through doors without opening them, it can fly like a bird, it does not feel cold or warmth and remarkable these qualities are, they are no good if one cannot be seen. I decided at this point to go back to Pinderfields and see if I could reacquaint myself with my body, surely pain is better than this.

No sooner had this thought occurred to me I found myself moving at incredible speed through the night back to the doors of Pinderfields, it seems in this strange state you travel by thought alone, handy this may be but the novelty soon wears off rapidly.

Now Pinderfields is a big hospital and in my rush to get out of there I had forgotten just where I had left my body (or indeed what was left of it by now)

I just didn’t have a clue which room it was in. I rationalised that it must be somewhere in the burns unit but it was no use asking the doctors or nurses because they couldn’t see me or hear me.

After an extensive search I managed to find the burns unit and by wondering from room to room I finally found the room I had left earlier and there I was lying unconscious, wired up to an whole variety of strange gadgets.

At this point out of pure desperation for something to do, I decided to recite the lord’s prayer something I had learnt many years ago at school.

The very next moment the absolute impossible happened; a tiny pinprick of light at the side of the bed began to grow brighter and brighter, at first not noticing the pin prick of light I thought it was a tiny night light that was the rooms only illumination that was getting brighter.

But then I saw it was coming from beside the white bedside table at the head of the bed, it continued to brighten as I watched, it brightened to such an extent that had it been any ordinary light I would most certainly of been blinded.

The next moment there flooded directly into my mind the words “Stand Up… you are now in the presence of the Son of God”, whereupon out of the light stepped what I could only describe as the most magnificent being I have ever known.

Thankful at last for a little company in this strange situation I joked “That’s it! Just like that… I am with the Son of God… Isn’t there a reception area or something before we meet?”

I felt a presence of Power and pure love that was older than time but yet more modern than anyone I have ever met.

In the first stage of my experience, what I can only refer to as the earthbound state I had lost three of my senses; smell, taste and touch, however in this further stage in the light, time disappeared completely, a bit like in a dream and I was aware of all my thoughts and actions in my life up to the present day as on big whole.

Every moment in my life was recurring before me at one and the same instant as part of some enormous four dimensional sight and sound mural.

I guessed this was my life review.

But emanating from the being projected pure love, up to that point in my life I had come across much laid back always blaming anyone and everyone for the results of my actions

I also saw from a further dimension an observation of my interactions with others from the other persons point.. I also saw parts of the future which was hazy however I distinctly remember being told that a girl I had met but would never marry had an important role in the creation of my son who was very special. I saw all of my educational achievements so far were purely superfluous but it was the way I treated others that was important and I could see the consequence of my lack of interactions with my fellow students at York University (which I had luckily just graduated a month before).

I could see how the other students saw me as weird and very anti social and they tried to avoid me where possible so that they could avoid the negative effect I had on them hence leading to a deeper feeling of depression thus increasing my isolation.

An endless viscous circle that had dominated my life.

I even could see the hurt on my best friend – The Gangsters emotions when he pulled a bird called Cherelle at Rooftop Gardens, but, I had done my best to split them up by pouring a pint of lager on her head and being very rude.

The tapestry of life was in front of me and I could see how my decisions now would effect the future all of my ambitions of being wealthy and having many material possessions was regarded by the being of light with has much distaste as was my lack of enthusiasm for interacting with
my fellow men.

I could see how my life would change and where I had once sought money and possessions I now treasured simply making other peoples lives more pleasurable at the expense of my own wellbeing.

The being of light then turned to me and said via thought dynamics “Michael, What have you done with your life so far?” I replied using my mind “Why didn’t someone tell me this was what life is about?” the being replied “Somebody did nearly 2000 years ago in your linear time – me!”

I suddenly found myself on the move again, this time we didn’t bother about doors it was straight up through the hospital roof, then we flew at incredible speeds across the surface of the earth however there was no wind to slow us and just a few moments later I found myself approaching a city beside a huge expanse of water.

In the city all the streets and offices were unbelievably crowded, and I could see people passing through other people like they wasn’t there.

We walked into a factory and I saw assembly line workers who were putting together lawnmowers enjoying a coffee break while behind them a woman was pleading for a drag of their cigarette as through she wanted it more than anything in the world.

When one of the workers clearly blind and deaf to the women behind him actually took a cigarette out of his packet and began to smoke it, the woman repeatedly snatched at it but, it was as if she was clawing at thin air.

I came to the conclusion that those people must be ghosts, even though they were dead, they remained chained to the material world by the very things they had deemed most important during their lifetimes their jobs, their cigarette smoking their material possessions.

Myself and the being of light moved from city to city visiting endless places he had to show to me, in one house I remember a younger man followed an older man from room to room “I am sorry dad!” he kept saying repeatedly “I did not know it would do this to my mum – I just didn’t understand!”

The older man was carrying a tray filled with tea and toast into a room where a clearly unwell elderly lady was sat up in bed “I AM SORRY” the younger man cried in frustration over and over again but, clearly his agony fell on deaf ears.

“Why is he so sorry?” I enquired to the being of light, referring to the younger mans pleas “He committed the ultimate selfish act” said the being touching his long beard “suicide” he continued with tears welling in the corner of his eyes “and chained to every consequence of their act of cowardice they are well and truly earthbound” he finished but I knew the answer before I asked.

My next visit was back to the night club in Wakefield called Rooftop Gardens where I had visited earlier in my disorientated state, but, without the concept of time earlier and later were meaningless it is a bit like telling someone bind from birth what is like to see.

Inside the nightclub was an impossibly crowded place where I watched ghost alcoholics mingling with living drunks and whenever a drunk lapsed into a drunken stupor a desperately thirsty ghost sprang inside his body so that the two became one.

The living could be distinguished from the ghosts by a faint cocoon of light around him, however when any living being became inebriated their light cocoon faded, enabling one of the many hovering ghosts to take over their body and literally possess the person.

S horrific was the scene that the only words in my mind that could describe this was “hell”

The mingling ghosts with their eyes so set on alcohol desperately clutching at real life beer glasses had blinded themselves to the magnificent being that accompanied me – Indeed the being told me to keep my eyes firmly on him – probably he was aware of my past record.

In this world of thought far beyond space and time (Thought is a more fundamental principle than the illusion of space or time which pale into mere shadows) it can seemingly be either heaven or hell of your own making.

Earthbound ghosts destroyed by hatred, lust and destructive thought patterns find that whatever they think however fleetingly or unwittingly became instantly apparent to all those who was around him and more completely than words could of expressed it and much faster than sound waves could of carried it.

The thought most commonly communicated amongst earthbound spirits was usually selfish thoughts and this by its very act kept the being earthbound, the being it seemed felt only compassion for these unfortunate souls but he knew it was their will not his that kept them there.

I felt like scrooge in The Christmas Carol having this wise being accompany me back to the hospital for the final time, I wanted to start my life again a fresh when I would care far more about other people and not myself.

No longer would money and possessions be my supreme objective but I would live my life with a desire to make other people happy – the old Mad Mick was truly dead and the new one ready for a reincarnation.

We entered the hospital room for the final time and the image of the being and the bed before me faded – the walls that surrounded my little room at Pinderfields became solid again it was early morning and I was informed by a nurse who had come into open the curtains that it was two days since my accident.

The pain was still there but somewhat dulled by the drugs I had been given, It was to be another thirteen weeks before I was released and I had many more strange experiences in there but nothing that could be compared to the one I have shared with you all.

After subsequent research into my favourite subject Physics I have found that with the merging of two theories of the universe Quantum Mechanics and General Relativity it appears that the 3 dimensions of space and one dimension of time is in fact an illusion created by the world of thought.

Spirits who remain earthbound do eventually find that the hatred and envy are the very emotions that keep them there but wouldn’t it be easier to help our fellow human beings while we are alive.

“Lay not up for yourselves treasures on earth” Jesus…

Some General Information On Car Rentals

If you are planning to take a vacation in the near future then you might want to consider driving down to the destination of your choice instead of having to spend a lot of money on air fare and other travel options. Driving down gives you a slight modicum of control over your travel plans. You can leave anytime you want to without having to keep to a specific schedule. You save money because the amount of money you spend on renting the car and on the fuel can be shared by all the people who are travelling with you. And, you don’t have to worry about ticket availability during peak season travel.

Renting a car can be a very simple process. All you need to really figure out is how many people will be travelling so that you can get a car that can seat everyone together and also accommodate the luggage that you will be carrying. Once you have this information and a certain budget thought out you can visit the local rental companies and ask around about the various vehicles they have as well as the fee that each charges. If you really want to enjoy you travel as much as your destination then you can opt for a large variety of RVs.

Comparing and contrasting the various quotes from different companies can allow you to make the most savings. If you decide to travel on weekdays and days that are not holiday dates then the prices can be desirably low. you can even get discount coupons and vouchers from printed media or off the internet to help you save a tidy sum that can be put towards activities when you reach your destination!

Opiate Addiction: Tips for Treatment

Methadone is a particularly addictive drug, but is often used in the treatment of heroin addiction. Also known as Symoron, Dolphine, Amidone and Methadose, Methadone belongs to the opioid family of drugs. This prescription drug is often prescribed to treat the pain and withdrawal symptoms associated with heroin addiction. For a person trying to get off heroin, their doctor may prescribe this drug to help them cope while their body experiences living without the drug in its system. This not only helps make it easier for an addict to cope while they are dealing with intense withdrawal symptoms from stopping, but also can prevent serious medical issues such as heart attack and stroke.

Methadone is the first step of treatment for many addicts. It gives them the chance to get off the drugs without having withdrawal symptoms so extreme that they can barely function. For serious addicts, these withdrawal symptoms can last for months, even longer. For some people, they will feel urges for the rest of their life. It is definitely not easy to overcome a drug addiction, but this is a necessary process for someone hooked on drugs who wants to get clean. Methadone can help you get your life back, so if this is something you’re interested in, you should talk to your doctor to get more details. They will be able to provide you with the necessary information and get you a prescription if you are thought to be a good candidate for the drug.

The detox process is essential for anyone trying to get off heroin. Be prepared for serious withdrawal symptoms, including anything from muscle aches, anxiety and muscle tension to headaches, nausea and agitation. You may feel edgy, moody and miserable, you may notice that you’re sweating or even feel almost feverish. These are all normal, expected symptoms. Physical and emotional symptoms are expected, especially with a drug like heroin. These symptoms are occurring because you are stopping the drugs after heavy and prolonged use, forcing your body to become dependent without the use of the drugs.

Keep in mind that you may have to take additional medication along with the Methadone drug, especially if you notice that you are experiencing very intense symptoms. You may be placed on long-term maintenance, which means you could be taking Methadone for the long-term or even for the rest of your life, if your doctor feels it is helpful for your recovery. You need to stay in close contact with your doctor to properly monitor your progress. They can ensure there are no potential complications arising as a result of your treatment, such as aspiration or dehydration.

The most important thing is that after you go through treatment, once you have gotten yourself on the right track and aren’t using anymore, that you do whatever it takes to stay off the drugs. The last thing you want is to end up back in the same situation you started, having to start all over from square one. Go through a support group or have regular sessions with a therapist, to have someone there to talk to and support you during this difficult time in your life. It always helps to have someone there who you can feel safe venting to, expressing your feelings and getting support from when you’re not feeling at your strongest.

Millions of people suffer from heroin addiction, and if you are one of those people, at least you know you have options. Methadone is an effective treatment for heroin addicts, offering many advantages to users as a means of treatment.